Venmo Person To Person Limit | Transfer Limit Per Day
Does Venmo Have a Limit?
Venmo uses rolling 7-day limits. Unverified accounts can send $299.99/week and withdraw $999.99/week. Verified accounts can send $60,000/week with $10,000 per-transaction cap and withdraw $19,999.99/week. Adding funds from a bank or debit card also follows weekly rolling limits.
Venmo Rolling 7-Day Limits Calculator
Add past transactions (or use sample data) and the calculator will show how much of your rolling 7-day weekly limits you’ve used. The window is the 7 days ending on the reference date (inclusive).
| Person-to-person (send) | $0.00 | $299.99 | $299.99 |
|---|---|---|---|
| Bank withdrawals | $0.00 | $999.99 | $999.99 |
| Add – bank | $0.00 | $10,000.00 | $10,000.00 |
| Add – debit | $0.00 | $3,000.00 | $3,000.00 |
The calculator sums each transaction dated during the previous seven days up to and including the reference date. Each transaction stays in the total for exactly seven days from its date, then drops out of the window.
So Venmo has these rolling weekly limits, basically their way of staying on the right side of U.S. financial rules.
The actual limit you get depends on whether you’ve verified your account or not. If you haven’t, the cap is pretty low. Once you go through the ID-check stuff, it jumps up a lot.
Also worth noting, the limits aren’t “reset every Monday” or anything. It’s a rolling 7-day window. Every transaction sticks around in your total for exactly a week from when you made it, then drops off.
Kind of annoying, but that’s how it works.
Person-to-Person (Sending) Limits
Unverified Accounts
If you haven’t verified your identity, you can send up to $299.99 per rolling 7-day week.
This includes all payments sent to friends, contacts, or merchants.
Verified Accounts
Once you verify your identity, the limit jumps way up to $60k per week, but there’s still a $10k per-transaction cap, so you can’t just fire off one big payment even if you’ve got room left in your weekly limit.
Daily/Monthly Limits
And just to clear up a common misconception, Venmo doesn’t have separate daily or monthly limits.
Everything runs on that rolling 7-day window, plus the per-transaction max.
That’s it.
Bank Transfer Limits (Deposits and Withdrawals)
Transfers to Your Bank (Withdrawals)
Unverified accounts:
You can transfer up to $999.99 per week to a linked bank.
Verified accounts:
You can transfer up to $19,999.99 per week, with a $5,000 limit per individual transfer. Larger withdrawals must be split into multiple transactions.
Adding Money Into Venmo
Some users can add money from a linked bank account or debit card.
- From a linked bank: Up to $10,000 per week
- From a debit card: Up to $3,000 per week
These are also rolling weekly limits.
Daily/Monthly Limits
As with sending limits, bank transfer limits follow a rolling 7-day cycle. There are no separate daily or monthly caps aside from per-transfer restrictions.
Before vs. After Identity Verification
Identity verification (found under Settings → Identity Verification in the Venmo app) greatly increases your limits.
- Unverified accounts:
- Up to $299.99/week for payments
- Up to $999.99/week for bank withdrawals
- Verified accounts:
- Up to $60,000/week for payments
- Up to $19,999.99/week for bank withdrawals
- Up to $10,000/week added from a bank account
