Can You Pay Bills With Netspend? How to Pay Bills Using Netspend Card?
Yes, you can pay bills with Netspend. Netspend allows you to pay utilities, rent, subscriptions, and other bills through the Online Account Center or mobile app. You can also use your Netspend card number for merchants that accept prepaid debit cards.
With no credit check, minimum balance, or activation fee required, Netspend prepaid debit cards allow underbanked individuals a secure way to manage their money. Even if you do have a traditional checking account, you can open a Netspend account side by side for easy budgeting.
How to Pay Bills Using a Netspend Prepaid Debit Card: 7 Easy Methods
1. Pay Bills Through the Netspend Online Account Center
Log in to your Netspend account, select Bill Pay, choose your biller, enter the amount, and submit. This works for utilities, phone service, rent, subscriptions, and more.
2. Pay Bills Using the Netspend Mobile App
The mobile app lets you schedule payments, track due dates, and pay billers directly from your phone with your prepaid balance.
3. Use Your Netspend Routing and Account Numbers
Many billers accept payments through ACH transfers. Simply provide your Netspend routing number and account number to set up automatic withdrawals for recurring bills.
4. Use Your Netspend Card Number for Direct Payments
For merchants that accept prepaid debit cards, you can pay using the 16-digit card number, expiration date, and security code—similar to a standard debit card payment.
5. Pay Bills via MoneyGram
Netspend partners with MoneyGram so you can pay thousands of billers in-store or online. Fees may apply, but it’s convenient for cash-only or same-day payments.
6. Set Up Automatic Bill Pay
Within the Netspend portal or with your service provider, set up recurring monthly payments using either your card number or ACH information.
7. Use Netspend for One-Time Payments
Perfect for rent, medical bills, or unexpected expenses—simply pay through the Netspend app, website, or your biller’s online portal.
To be aware of your current balance after every transaction, you can set up Anytime Alerts from Netspend. Send ‘BAL’ to 22622 to check your balance at any given moment. For $0.5, you can ask for your credit from a representative or check it at any ATM.
What To Do If You Want To Pay A Bill Immediately?
If you want to immediately pay a bill with an impending deadline, you can pay with your Netspend card over the phone by calling the biller.
Alternatively, you can also use the MoneyGram Express Payment service, but you will have to pay a fee. Fees vary according to the biller, face amount, and industry.
Can You Transfer Money From Your Bank Account To Your Netspend Card?
Netspend makes it easy for you to pay your bill online, but obviously, you need to have funds in your account to make the payment. Even though prepaid cards have particular benefits for underbanked individuals, people with traditional banking also use them. It offers an excellent way to budget money.
Therefore, if you have a checking or saving account, Netspend allows bank transfers for you to transfer funds quickly. You can also transfer money from a debit card from the bank.
This ease of fund transfer ensures that you can promptly send money to your card and use it for bill payments. Please note that the originating bank or the service provider may charge bank transfer fees to the transferor’s bank account.
Netspend cardholders can make account-to-account transfers online or in-app, free of cost. However, if you take aid from a Netspend Customer Service agent for such a transfer, a fee of $4.95 is applicable.
Another simple way of ensuring enough funds in your card account is using the direct deposit feature.
Can You Transfer Money From Your Netspend Savings Account To Pay Bills?
Netspend allows you to set up a savings account with up to a 5% APY. This will enable you to save money and earn cash to stow away as an emergency fund.
However, if you are short of funds for your bill payment, Netspend allows transferring funds from your savings account to your card account up to six times every calendar month.
Other Prepaid Debit Cards To Pay Bills Online
Apart from the Netspend Prepaid Mastercard and Visa Prepaid card, there are several other options in the market that you can use to pay bills.
PayPal Prepaid Mastercard
The PayPal card allows you to transfer money to and from the PayPal account to your card account through simple linking. Since it has a Mastercard logo, you can use it to pay bills as long as the company accepts Mastercard payments.
Bluebird American Express Prepaid Card
The Bluebird Prepaid Card from American is another option to pay bills online safely to numerous billers. Compared to other prepaid card options, you pay less, and no fees for ATM withdrawals are applicable at various locations.
Brinks Prepaid Mastercard
Brinks is another alternative to Netspend if you want to pay bills with your prepaid card. The card company has an excellent app that allows you to manage your finances whenever you want.
Additionally, network branded gift cards with a Visa or Mastercard logo can be potentially used to pay bills.
Bottom Line
You can use Netspend prepaid cards to pay bills. Since the Netspend cards do not require bank accounts, you will need to load money into the card for payments. As long as there are enough funds in your card account, you can use it to pay bills as you would with any other regular payment card.
With Netspend, cash reloads are pretty straightforward when using the direct deposit option to add money. Your government benefits or paycheck are directly added to your card account for free in direct deposit.
Moreover, You can also reload from more than 130,000 reload locations for a fee, as well as add money through bank transfer, PayPal, Netspend card to card transfer, and tax refunds.
