Do Netspend Cards Have a Chip? 13 Cards With EMV Chips
Yes, most Netspend cards have an EMV chip, though some older cards may still use only a magnetic stripe. Netspend issues chip-enabled cards for better security, and users can request a replacement chip card if theirs does not include one.
Are you considering a Netspend card but want to know if it comes with a chip? Maybe you are due a new card and want to know if this one will come with a chip. Or maybe you are curious and want to know more? Whatever your reason might be, we have the answer for you!
What are Card Chips?
Before we dive in, let’s have a quick recap for those in the room that need it! An EMV chip is a small silver or gold square on the front of the card. A card with a chip is inserted into a card reader with the chip facing up to make payments. The chip contains a microprocessor chip that is read by the card reader.
It gives a unique transaction code to each purchase and has stronger transaction and fraud security compared to the magnetic strip that is swiped in other card payments. All EMVs are different and are present on a range of cards from credit to debit cards.
They are also seen on prepaid cards, but not all of them. If the card does not have the chip, you will have to swipe the card to make your payment. This can be easier for fraudsters to take your details, as the information can be duplicated easily. It is often a favorite method for financial fraud and costs people thousands of dollars every year.
The strip cards also allow thieves to spend your money easily, by simply swiping your card. That is why it is vital to cancel any card if it is misplaced or stolen to prevent your money from being spent by anyone else.
Now that we have covered what these chips are, let’s find out if Netspend uses them or not.
List of Prepaid Cards With EMV Chips
Below is a list of prepaid cards that come with an EMV chip and will need to be inserted into a card reader to make a payment.
- Wells Fargo EasyPay Card
- Walmart MoneyCard
- TD Go Reloadable Prepaid Card
- TD Connect Reloadable Prepaid Card
- Starbucks Rewards Visa Prepaid Card
- RushCard Prepaid Visa
- PNC Smart Access Prepaid Visa
- Greenlight
- Gohenry Prepaid Mastercard
- Fifth Third Access 360 Prepaid Card
- Current Prepaid Visa
- Akimbo Prepaid Mastercard
- AccountNow Gold Visa
As you can see, there are plenty of prepaid cards available with the chip technology if you want to use one of them. Be sure to contact the card provider directly who can provide you with more information about applications and chances of being accepted for the card.
Final thoughts
And there you have it, Netspend cards do not come with a chip on the front. To use these cards to make payments you will need to swipe the card with the magnetic strip on its side.
These cards often come with a higher risk of fraud, so be mindful when using them.
If you do wish to use a card with an EMV chip, there are plenty of options out there for prepaid cards that come with a chip. Be sure to look into these directly with the card provider for more information and help to apply.
